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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,633,661 | $138,102+1807.0% | $125,381+2000.5% | $134,532+1857.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -25.32% | 750.73%-776.0pp | 572.31%-597.6pp | 418.27%-443.6pp |
| Employer contribution / active EE | $4,762 | $5,245-9.2% | $4,815-1.1% | $4,741+0.4% |
| Participant deferral / active EE | $8,650 | $7,801+10.9% | $7,448+16.1% | $6,401+35.1% |
| Admin fee / account holder | $112,118 | $11,568+869.2% | $10,007+1020.4% | $11,429+881.0% |