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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,615 | $127,387+272.6% | $115,038+312.6% | $125,389+278.5% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -2.26% | 31.28%-33.5pp | 26.14%-28.4pp | 282.24%-284.5pp |
| Employer contribution / active EE | $3,468 | $5,166-32.9% | $4,608-24.7% | $4,866-28.7% |
| Participant deferral / active EE | $5,773 | $6,423-10.1% | $6,026-4.2% | $5,352+7.9% |
| Admin fee / account holder | $308 | $9,516-96.8% | $8,175-96.2% | $9,541-96.8% |