Retirement plan

M REED DILLINGHAM 401(K) PROFIT SHARING PLAN & TRUST

Name: M REED DILLINGHAM - M REED DILLINGHAM 401(K) PROFIT SHARING PLAN & TRUST (2018) Form 5500
Creator: M REED DILLINGHAM
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, M REED DILLINGHAM 401(K) PROFIT SHARING PLAN & TRUST, M REED DILLINGHAM

M REED DILLINGHAMEIN 94-3322085Plan #001PY 2018

2927 NEWBURY STREET - BERKELEY, CA 94703510-548-4700

Other plans on this EIN

1 filing

#002Retirement--

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$187K

-50.3% from 2017

Total participants

0.0% from 2017

Average account balance

$62,471

-33.8% from 2017

Annual return

-3.72%

-28.49 pp from 2017

Benchmarks

See 116,760 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort116,760 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$479K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$160K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$52K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.59%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$22141

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes3D2R2E2T2G2J2F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$239K

$39910 / participant

Other / not subdivided$239K100.0%

% of EOY assets

127.772%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$62,471

$138,072-54.8%

$123,549-49.4%

$135,382-53.9%

Participation rate

50.0%

84.7%-34.7pp

82.3%-32.3pp

82.6%-32.6pp

Annual return

-3.72%

153.69%-157.4pp

119.20%-122.9pp

519.77%-523.5pp

Employer contribution / active EE

$1,803

$5,152-65.0%

$4,628-61.1%

$4,779-62.3%

Participant deferral / active EE

$8,386

$6,799+23.3%

$6,426+30.5%

$5,609+49.5%

Admin fee / account holder

$79,821

$10,917+631.2%

$9,284+759.7%

$10,829+637.1%

M REED DILLINGHAM 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

M REED DILLINGHAM 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion