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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,403 | $91,911+53.8% | $68,793+105.5% | $135,382+4.4% |
| Participation rate | 81.3% | 76.7%+4.5pp | 72.2%+9.0pp | 82.6%-1.4pp |
| Annual return | -7.24% | -8.22%+1.0pp | -4.63%-2.6pp | 519.77%-527.0pp |
| Employer contribution / active EE | $2,141 | $3,924-45.4% | $2,625-18.4% | $4,779-55.2% |
| Participant deferral / active EE | $9,015 | $4,315+108.9% | $3,311+172.3% | $5,609+60.7% |
| Admin fee / account holder | $2,472 | $9,240-73.2% | $5,131-51.8% | $10,829-77.2% |