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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,338 | $72,177-37.2% | $115,037-60.6% | $59,633-24.0% |
| Participation rate | 61.0% | 72.6%-11.6pp | 81.4%-20.4pp | 68.7%-7.7pp |
| Annual return | -0.97% | 12.02%-13.0pp | 26.14%-27.1pp | 2041.40%-2042.4pp |
| Employer contribution / active EE | $873 | $2,841-69.3% | $4,608-81.0% | $2,203-60.4% |
| Participant deferral / active EE | $3,430 | $4,783-28.3% | $6,026-43.1% | $3,192+7.5% |
| Admin fee / account holder | $11,034 | $4,927+123.9% | $8,175+35.0% | $4,297+156.8% |