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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,807 | $125,797+139.1% | $170,043+76.9% | $75,173+300.2% |
| Participation rate | 96.9% | 83.6%+13.3pp | 87.0%+9.9pp | 67.2%+29.7pp |
| Annual return | 13.20% | 27.20%-14.0pp | 53.40%-40.2pp | 160.72%-147.5pp |
| Employer contribution / active EE | $4,324 | $4,616-6.3% | $6,790-36.3% | $2,671+61.9% |
| Participant deferral / active EE | $19,102 | $6,838+179.4% | $10,410+83.5% | $4,126+362.9% |
| Admin fee / account holder | $1,540 | $8,177-81.2% | $12,824-88.0% | $5,651-72.7% |