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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,584 | $95,975-59.8% | $74,552-48.2% | $135,382-71.5% |
| Participation rate | 46.2% | 75.7%-29.5pp | 69.1%-23.0pp | 82.6%-36.5pp |
| Annual return | -4.82% | 56.96%-61.8pp | 32.53%-37.3pp | 519.77%-524.6pp |
| Employer contribution / active EE | $1,553 | $2,716-42.8% | $1,961-20.8% | $4,779-67.5% |
| Participant deferral / active EE | $4,500 | $3,844+17.1% | $3,108+44.8% | $5,609-19.8% |
| Admin fee / account holder | $18,513 | $6,522+183.9% | $5,060+265.9% | $10,829+71.0% |