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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $402,542 | $95,915+319.7% | $79,580+405.8% | $134,532+199.2% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -14.28% | -2.71%-11.6pp | 0.15%-14.4pp | 418.27%-432.5pp |
| Employer contribution / active EE | $29,440 | $3,129+841.0% | $2,413+1119.9% | $4,741+521.0% |
| Participant deferral / active EE | $13,598 | $4,693+189.7% | $3,985+241.2% | $6,401+112.4% |
| Admin fee / account holder | $2,414 | $9,132-73.6% | $6,835-64.7% | $11,429-78.9% |