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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,746 | $112,935+219.4% | $90,970+296.6% | $158,966+126.9% |
| Participation rate | 88.9% | 74.7%+14.1pp | 69.0%+19.9pp | 82.0%+6.9pp |
| Annual return | 15.95% | 215.79%-199.8pp | 134.58%-118.6pp | 302.95%-287.0pp |
| Employer contribution / active EE | $22,483 | $2,895+676.7% | $2,122+959.3% | $4,762+372.1% |
| Participant deferral / active EE | $11,437 | $4,129+177.0% | $3,373+239.0% | $5,983+91.1% |
| Admin fee / account holder | $2,554 | $8,045-68.3% | $5,960-57.1% | $11,250-77.3% |