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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,296 | $157,304+144.9% | $141,197+172.9% | $152,909+152.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.36% | 64.34%-54.0pp | 71.41%-61.0pp | 345.46%-335.1pp |
| Employer contribution / active EE | $107 | $5,263-98.0% | $4,736-97.7% | $4,764-97.8% |
| Participant deferral / active EE | $12,692 | $7,111+78.5% | $6,710+89.1% | $5,851+116.9% |
| Admin fee / account holder | $139,707 | $12,126+1052.1% | $10,265+1261.0% | $11,601+1104.3% |