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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,853 | $150,447+88.0% | $136,298+107.5% | $147,586+91.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 5.48% | 1049.15%-1043.7pp | 5156.27%-5150.8pp | 578.59%-573.1pp |
| Employer contribution / active EE | $1,935 | $5,256-63.2% | $4,696-58.8% | $4,876-60.3% |
| Participant deferral / active EE | $14,217 | $6,631+114.4% | $6,247+127.6% | $5,439+161.4% |
| Admin fee / account holder | $11,869 | $10,906+8.8% | $9,244+28.4% | $10,886+9.0% |