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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,612 | $87,544-3.3% | $75,784+11.6% | $125,388-32.5% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -8.15% | 13.49%-21.6pp | 9.68%-17.8pp | 282.24%-290.4pp |
| Employer contribution / active EE | $0 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $7,852 | $4,229+85.6% | $3,652+115.0% | $5,352+46.7% |
| Admin fee / account holder | $43,454 | $6,502+568.3% | $5,300+719.9% | $9,541+355.5% |