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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,841 | $183,539+75.4% | $155,556+106.9% | $145,897+120.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.68% | 61.31%-45.6pp | 64.84%-49.2pp | 552.29%-536.6pp |
| Employer contribution / active EE | $1,039 | $5,315-80.5% | $4,675-77.8% | $4,663-77.7% |
| Participant deferral / active EE | $8,515 | $6,467+31.7% | $5,631+51.2% | $6,689+27.3% |
| Admin fee / account holder | $5,249 | $19,275-72.8% | $15,885-67.0% | $13,390-60.8% |