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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,566 | $138,078-73.5% | $125,363-70.8% | $134,509-72.8% |
| Participation rate | 42.9% | 84.5%-41.6pp | 82.4%-39.5pp | 81.2%-38.4pp |
| Annual return | -22.56% | 750.49%-773.0pp | 572.15%-594.7pp | 418.13%-440.7pp |
| Employer contribution / active EE | $1,469 | $5,245-72.0% | $4,815-69.5% | $4,741-69.0% |
| Participant deferral / active EE | $8,486 | $7,800+8.8% | $7,447+14.0% | $6,400+32.6% |
| Admin fee / account holder | $68 | $11,566-99.4% | $10,005-99.3% | $11,427-99.4% |