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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,824 | $160,059+6.1% | $140,019+21.3% | $135,382+25.4% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -7.42% | 911.44%-918.9pp | 651.15%-658.6pp | 519.77%-527.2pp |
| Employer contribution / active EE | $14,194 | $6,420+121.1% | $5,605+153.2% | $4,779+197.0% |
| Participant deferral / active EE | $16,645 | $7,641+117.9% | $6,927+140.3% | $5,609+196.8% |
| Admin fee / account holder | $329 | $13,328-97.5% | $10,705-96.9% | $10,829-97.0% |