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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $32,229 |
LPL FINANCIAL3 years Filed as: LPL FINANCIAL LLC Service code 27 · EIN 04-3046611 | Advisory (Plan) | $20,825 |
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $7,314 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,333 | $73,102-17.5% | $123,553-51.2% | $56,289+7.2% |
| Participation rate | 89.5% | 74.3%+15.2pp | 82.3%+7.2pp | 69.9%+19.7pp |
| Annual return | -5.79% | 3.01%-8.8pp | 119.21%-125.0pp | -9.96%+4.2pp |
| Employer contribution / active EE | $0 | $2,977-100.0% | $4,628-100.0% | $2,111-100.0% |
| Participant deferral / active EE | $6,885 | $5,423+27.0% | $6,426+7.1% | $3,350+105.5% |
| Admin fee / account holder | $335 | $554-39.4% | $9,284-96.4% | $521-35.6% |