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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,220 | $95,895-62.2% | $79,576-54.5% | $134,509-73.1% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -13.88% | -2.72%-11.2pp | 0.15%-14.0pp | 418.13%-432.0pp |
| Employer contribution / active EE | $4,949 | $3,128+58.2% | $2,413+105.1% | $4,741+4.4% |
| Participant deferral / active EE | $2,215 | $4,693-52.8% | $3,985-44.4% | $6,400-65.4% |
| Admin fee / account holder | $1,767 | $9,129-80.6% | $6,834-74.1% | $11,427-84.5% |