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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,323 | $104,251+35.6% | $91,004+55.3% | $147,586-4.2% |
| Participation rate | 100.0% | 78.2%+21.8pp | 75.6%+24.4pp | 82.8%+17.2pp |
| Annual return | 13.42% | 27.06%-13.6pp | 4.60%+8.8pp | 578.59%-565.2pp |
| Employer contribution / active EE | $6,612 | $3,116+112.2% | $2,456+169.2% | $4,876+35.6% |
| Participant deferral / active EE | $12,568 | $4,195+199.6% | $3,548+254.3% | $5,439+131.1% |
| Admin fee / account holder | $3,182 | $8,948-64.4% | $5,417-41.3% | $10,886-70.8% |