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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $148,462 |
STRATEGIC ADVISORS, INC.1+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $76,431 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY DOMESTIC HOLDINGS, Service code 27 · EIN 20-8764829 | Advisory (Plan) | $24,198 |
ARMANINO LLP1+ years Service code 10 · EIN 94-6214841 | Accounting | $16,695 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,643 | $107,415+19.8% | $135,998-5.4% | $80,187+60.4% |
| Participation rate | 96.4% | 78.0%+18.3pp | 81.9%+14.4pp | 72.9%+23.4pp |
| Annual return | 84.02% | 91.99%-8.0pp | 68.37%+15.6pp | 40.40%+43.6pp |
| Employer contribution / active EE | $2,883 | $3,878-25.7% | $4,860-40.7% | $2,980-3.2% |
| Participant deferral / active EE | $10,791 | $8,189+31.8% | $7,761+39.1% | $5,016+115.1% |
| Admin fee / account holder | $102 | $127-19.4% | $10,769-99.0% | $145-29.4% |