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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $409,534 | $87,834+366.3% | $133,975+205.7% | $62,881+551.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 87.1%+12.9pp | 69.3%+30.7pp |
| Annual return | 7.79% | 12.05%-4.3pp | 29.29%-21.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $26,208 | $3,482+652.6% | $5,211+402.9% | $2,281+1049.0% |
| Participant deferral / active EE | $16,635 | $4,812+245.7% | $6,282+164.8% | $3,203+419.3% |
| Admin fee / account holder | $1,457 | $5,372-72.9% | $9,324-84.4% | $4,296-66.1% |