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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,876 | $127,387+133.8% | $115,038+158.9% | $125,389+137.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -0.05% | 31.28%-31.3pp | 26.14%-26.2pp | 282.24%-282.3pp |
| Employer contribution / active EE | $19,205 | $5,166+271.7% | $4,608+316.8% | $4,866+294.7% |
| Participant deferral / active EE | $11,679 | $6,423+81.8% | $6,026+93.8% | $5,352+118.2% |
| Admin fee / account holder | $12,496 | $9,516+31.3% | $8,175+52.8% | $9,541+31.0% |