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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,019 | $98,760+9.4% | $149,715-27.9% | $79,858+35.3% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.5%+3.2pp | 69.6%+16.1pp |
| Annual return | 21.02% | 27.43%-6.4pp | 276.66%-255.6pp | 31.72%-10.7pp |
| Employer contribution / active EE | $630 | $3,217-80.4% | $4,645-86.4% | $2,471-74.5% |
| Participant deferral / active EE | $6,642 | $5,681+16.9% | $6,842-2.9% | $3,740+77.6% |
| Admin fee / account holder | $1,829 | $6,053-69.8% | $9,310-80.4% | $5,306-65.5% |