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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,526 | $135,956-15.0% | $123,894-6.8% | $273,972-57.8% |
| Participation rate | 78.3% | 84.1%-5.8pp | 81.4%-3.2pp | 83.0%-4.8pp |
| Annual return | 6.80% | 56.63%-49.8pp | 47.52%-40.7pp | 41.46%-34.7pp |
| Employer contribution / active EE | $3,951 | $5,170-23.6% | $4,617-14.4% | $4,869-18.9% |
| Participant deferral / active EE | $8,611 | $6,343+35.8% | $5,984+43.9% | $5,287+62.9% |
| Admin fee / account holder | $464 | $9,817-95.3% | $8,357-94.5% | $10,133-95.4% |