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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,369 | $45,152-30.5% | $73,845-57.5% | $59,632-47.4% |
| Participation rate | 72.3% | 64.0%+8.3pp | 73.4%-1.1pp | 68.7%+3.7pp |
| Annual return | -0.92% | 27.40%-28.3pp | 2267.91%-2268.8pp | 2041.32%-2042.2pp |
| Employer contribution / active EE | $1,887 | $1,902-0.8% | $2,788-32.3% | $2,203-14.3% |
| Participant deferral / active EE | $3,799 | $2,574+47.6% | $3,583+6.0% | $3,192+19.0% |
| Admin fee / account holder | $1,012 | $3,516-71.2% | $4,881-79.3% | $4,297-76.5% |