Retirement plan

CALIFORNIA MACHINISTS 401K PLAN

Name: BOARD OF TRUSTEES OF CALIFORNIA MACHINISTS 401K PLAN - CALIFORNIA MACHINISTS 401K PLAN (2025) Form 5500
Creator: BOARD OF TRUSTEES OF CALIFORNIA MACHINISTS 401K PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CALIFORNIA MACHINISTS 401K PLAN, BOARD OF TRUSTEES OF CALIFORNIA MACHINISTS 401K PLAN

BOARD OF TRUSTEES OF CALIFORNIA MACHINISTS 401K PLANEIN 94-3250849Plan #001PY 2025

160 WEST SANTA CLARA STREET, SUITE 1550 - SAN JOSE, CA 951131734408-298-1170

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$165.6M

+12.2% from 2024

Total participants

1,818

-17.4% from 2024

Average account balance

$91,070

+35.8% from 2024

Annual return

13.52%

-12.68 pp from 2024

Benchmarks

See 924 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants1,000-4,999

Cohort924 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$165.57M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$91K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,818

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$9.72M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.52%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$224

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 5 by compensation

Provider	Service type	Compensation
WITHUMSMITH+BROWN, PC4 years Service code 10 · EIN 22-2027092	Accounting	$183,505
NWPS5 years Service code 14 · EIN 94-2614826	Plan Administrator	$112,755
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY Service code 26 1999 HARRISON STREET, SUITE 2200 · OAKLAND, CA 94612	Advisory (Participants)	$112,275
MATRIX TRUST COMPANY10+ years Service code 25 · EIN 75-3182674	Directed Trustee	$50,467
WEINBERG, ROGER & ROSENFELD10+ years Service code 29 · EIN 94-2458080	Legal	$15,101

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$407K

$271 / participant

Recordkeeping$252K61.8%
Trustee / custodial$2K0.4%
Investment mgmt$50K12.4%
Legal$15K3.7%
Other / not subdivided$88K21.6%

% of EOY assets

0.246%

all-in expense ratio

Categories reported

4 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WITHUMSMITH+BROWN, PC
Auditor EIN: 222027092
Audit fees: $31,500
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$91,070

$100,573-9.4%

$78,004+16.8%

$100,573-9.4%

Participation rate

100.0%

70.9%+29.1pp

69.4%+30.6pp

70.9%+29.1pp

Annual return

13.52%

18.89%-5.4pp

31.07%-17.5pp

18.89%-5.4pp

Employer contribution / active EE

$3,224

$3,763-14.3%

$2,469+30.6%

$3,763-14.3%

Participant deferral / active EE

$3,245

$4,921-34.0%

$4,092-20.7%

$4,921-34.0%

Admin fee / account holder

$224

$454-50.7%

$7,578-97.0%

$454-50.7%

Provider

Service type

Compensation

WITHUMSMITH+BROWN, PC4 years

Service code 10 · EIN 22-2027092

Accounting

$183,505

NWPS5 years

Service code 14 · EIN 94-2614826

Plan Administrator

$112,755

MORGAN STANLEY SMITH BARNEY9 years

Filed as: MORGAN STANLEY

Service code 26

1999 HARRISON STREET, SUITE 2200 · OAKLAND, CA 94612

Advisory (Participants)

$112,275

MATRIX TRUST COMPANY10+ years

Service code 25 · EIN 75-3182674

Directed Trustee

$50,467

WEINBERG, ROGER & ROSENFELD10+ years

Service code 29 · EIN 94-2458080

Legal

$15,101

CALIFORNIA MACHINISTS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CALIFORNIA MACHINISTS 401K PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion