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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,091 | $165,361-23.1% | $149,715-15.1% | $158,950-20.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 11.64% | 348.24%-336.6pp | 276.66%-265.0pp | 302.91%-291.3pp |
| Employer contribution / active EE | $13,538 | $5,103+165.3% | $4,645+191.5% | $4,762+184.3% |
| Participant deferral / active EE | $6,100 | $7,182-15.1% | $6,842-10.8% | $5,983+2.0% |
| Admin fee / account holder | $1,411 | $10,808-86.9% | $9,310-84.8% | $11,248-87.5% |