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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,620 | $148,629-18.2% | $135,982-10.6% | $139,487-12.8% |
| Participation rate | 81.8% | 83.9%-2.0pp | 81.9%-0.1pp | 80.3%+1.5pp |
| Annual return | 16.65% | 79.33%-62.7pp | 68.32%-51.7pp | 373.84%-357.2pp |
| Employer contribution / active EE | $5,024 | $5,247-4.2% | $4,859+3.4% | $4,755+5.7% |
| Participant deferral / active EE | $12,724 | $8,102+57.0% | $7,760+64.0% | $6,713+89.5% |
| Admin fee / account holder | $57,862 | $12,406+366.4% | $10,767+437.4% | $11,407+407.2% |