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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,794 | $81,457+9.0% | $103,378-14.1% | $80,911+9.7% |
| Participation rate | 100.0% | 66.8%+33.2pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 6.68% | 25.58%-18.9pp | 24.91%-18.2pp | 35.63%-29.0pp |
| Employer contribution / active EE | $14,420 | $3,107+364.1% | $3,870+272.6% | $2,756+423.3% |
| Participant deferral / active EE | $2,917 | $3,871-24.6% | $5,058-42.3% | $4,297-32.1% |
| Admin fee / account holder | $2,449 | $6,717-63.5% | $8,401-70.9% | $6,935-64.7% |