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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $327,295 | $183,627+78.2% | $155,602+110.3% | $145,978+124.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.27% | 61.32%-54.0pp | 64.81%-57.5pp | 550.52%-543.2pp |
| Employer contribution / active EE | $8,082 | $5,316+52.0% | $4,675+72.9% | $4,662+73.4% |
| Participant deferral / active EE | $5,334 | $6,466-17.5% | $5,629-5.2% | $6,690-20.3% |
| Admin fee / account holder | $648 | $19,327-96.6% | $15,923-95.9% | $13,400-95.2% |