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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,966 | $115,814-75.0% | $101,275-71.4% | $158,982-81.8% |
| Participation rate | 63.2% | 79.4%-16.2pp | 75.8%-12.7pp | 82.0%-18.8pp |
| Annual return | 11.92% | 56.16%-44.2pp | 46.48%-34.6pp | 302.99%-291.1pp |
| Employer contribution / active EE | $1,279 | $4,176-69.4% | $3,660-65.1% | $4,763-73.2% |
| Participant deferral / active EE | $3,283 | $4,958-33.8% | $4,371-24.9% | $5,983-45.1% |
| Admin fee / account holder | $191 | $7,249-97.4% | $5,948-96.8% | $11,252-98.3% |