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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,395 | $107,368-58.7% | $92,915-52.2% | $152,909-71.0% |
| Participation rate | 25.0% | 79.8%-54.8pp | 76.0%-51.0pp | 82.5%-57.5pp |
| Annual return | 13.01% | 145.64%-132.6pp | 109.45%-96.4pp | 345.46%-332.5pp |
| Employer contribution / active EE | $823 | $4,222-80.5% | $3,653-77.5% | $4,764-82.7% |
| Participant deferral / active EE | $1,766 | $4,848-63.6% | $4,238-58.3% | $5,851-69.8% |
| Admin fee / account holder | $419 | $7,082-94.1% | $5,796-92.8% | $11,601-96.4% |