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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,280 | $140,578-20.1% | $100,671+11.5% | $125,388-10.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 70.7%+29.3pp | 83.2%+16.8pp |
| Annual return | -1.56% | 24.67%-26.2pp | 20.43%-22.0pp | 282.24%-283.8pp |
| Employer contribution / active EE | $17,733 | $5,965+197.3% | $4,012+342.0% | $4,866+264.4% |
| Participant deferral / active EE | $9,333 | $3,981+134.4% | $3,144+196.9% | $5,352+74.4% |
| Admin fee / account holder | $584 | $6,716-91.3% | $4,850-88.0% | $9,541-93.9% |