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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,489 | $73,848+76.7% | $143,799-9.3% | $68,486+90.5% |
| Participation rate | 100.0% | 66.7%+33.3pp | 80.3%+19.7pp | 67.9%+32.1pp |
| Annual return | -22.97% | 0.91%-23.9pp | -0.04%-22.9pp | -7.85%-15.1pp |
| Employer contribution / active EE | $9,170 | $3,184+188.0% | $4,952+85.2% | $2,597+253.2% |
| Participant deferral / active EE | $7,819 | $3,385+131.0% | $5,638+38.7% | $4,028+94.1% |
| Admin fee / account holder | $4,412 | $5,755-23.3% | $14,677-69.9% | $5,404-18.3% |