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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,774 | $27,632+156.1% | $61,399+15.3% | $68,495+3.3% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -17.06% | -13.24%-3.8pp | 338.81%-355.9pp | -7.84%-9.2pp |
| Employer contribution / active EE | $6,519 | $696+836.8% | $1,159+462.2% | $2,596+151.1% |
| Participant deferral / active EE | $9,887 | $1,264+682.4% | $2,124+365.4% | $4,028+145.5% |
| Admin fee / account holder | $11,575 | $2,010+475.8% | $2,131+443.2% | $5,403+114.2% |