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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,403 | $165,381-88.3% | $149,730-87.0% | $158,966-87.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 4.58% | 348.29%-343.7pp | 276.70%-272.1pp | 302.95%-298.4pp |
| Employer contribution / active EE | $1,527 | $5,104-70.1% | $4,645-67.1% | $4,762-67.9% |
| Participant deferral / active EE | $4,333 | $7,182-39.7% | $6,843-36.7% | $5,983-27.6% |
| Admin fee / account holder | $36,162 | $10,809+234.5% | $9,310+288.4% | $11,250+221.4% |