Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,164 | $69,977-42.6% | $108,582-63.0% | $62,881-36.1% |
| Participation rate | 31.5% | 72.9%-41.4pp | 79.6%-48.1pp | 69.3%-37.8pp |
| Annual return | 7.51% | 10.73%-3.2pp | -51.70%+59.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $431 | $2,135-79.8% | $3,758-88.5% | $2,281-81.1% |
| Participant deferral / active EE | $1,479 | $3,165-53.3% | $4,311-65.7% | $3,203-53.8% |
| Admin fee / account holder | $1,568 | $5,076-69.1% | $7,645-79.5% | $4,296-63.5% |