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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,630 | $167,352+14.5% | $143,788+33.3% | $134,509+42.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.10% | 0.47%-20.6pp | -0.03%-20.1pp | 418.13%-438.2pp |
| Employer contribution / active EE | $601 | $5,620-89.3% | $4,952-87.9% | $4,741-87.3% |
| Participant deferral / active EE | $0 | $6,447-100.0% | $5,638-100.0% | $6,400-100.0% |
| Admin fee / account holder | $10,170 | $18,091-43.8% | $14,675-30.7% | $11,427-11.0% |