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| Provider | Service type | Compensation |
|---|---|---|
INVESTMENT METRICS INC2 years Service code 27 · EIN 45-2984270 | Advisory (Plan) | $39,590 |
Service code 37 · EIN 04-2647786 | Loan Processing | $23,750 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,123 | $159,106-84.8% | $110,243-78.1% | - |
| Participation rate | 87.6% | 75.5%+12.1pp | 79.8%+7.7pp | - |
| Annual return | -6.72% | -5.88%-0.8pp | 314.76%-321.5pp | - |
| Employer contribution / active EE | $2,389 | $2,751-13.2% | $3,827-37.6% | - |
| Participant deferral / active EE | $5,546 | $3,490+58.9% | $4,672+18.7% | - |
| Admin fee / account holder | $185 | $9,628-98.1% | $8,548-97.8% | - |