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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $18,763 |
INVESTMENT METRICS INC1 year Service code 27 · EIN 45-2984270 | Advisory (Plan) | $8,122 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,488 | $71,192-57.2% | $117,861-74.1% | $62,293-51.1% |
| Participation rate | 91.4% | 74.2%+17.2pp | 79.7%+11.7pp | 69.5%+21.9pp |
| Annual return | 33.65% | 18.66%+15.0pp | 335.11%-301.5pp | 28.90%+4.8pp |
| Employer contribution / active EE | $1,511 | $1,934-21.8% | $3,786-60.1% | $2,042-26.0% |
| Participant deferral / active EE | $4,624 | $3,189+45.0% | $4,482+3.2% | $3,169+45.9% |
| Admin fee / account holder | $108 | $587-81.5% | $8,021-98.6% | $479-77.4% |