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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,883 | $190,862-30.4% | $159,991-16.9% | $134,509-1.2% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.0%-18.0pp | 81.2%-21.2pp |
| Annual return | -18.44% | 552.59%-571.0pp | 408.82%-427.3pp | 418.13%-436.6pp |
| Employer contribution / active EE | $1,285 | $4,995-74.3% | $4,225-69.6% | $4,741-72.9% |
| Participant deferral / active EE | $3,318 | $6,924-52.1% | $6,183-46.3% | $6,400-48.2% |
| Admin fee / account holder | $378 | $10,495-96.4% | $8,715-95.7% | $11,427-96.7% |