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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,340 | $78,707+40.2% | $117,861-6.4% | $70,126+57.3% |
| Participation rate | 52.2% | 73.2%-21.0pp | 79.7%-27.4pp | 69.5%-17.3pp |
| Annual return | 26.36% | 23.30%+3.1pp | 335.11%-308.7pp | 73.15%-46.8pp |
| Employer contribution / active EE | $1,407 | $2,223-36.7% | $3,786-62.8% | $2,343-39.9% |
| Participant deferral / active EE | $2,628 | $3,297-20.3% | $4,482-41.4% | $3,332-21.1% |
| Admin fee / account holder | $598 | $5,066-88.2% | $8,021-92.5% | $4,645-87.1% |