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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,269 | $91,019-8.5% | $392,568-78.8% | $72,983+14.1% |
| Participation rate | 72.2% | 74.4%-2.1pp | 78.1%-5.8pp | 69.5%+2.7pp |
| Annual return | 21.09% | 20.00%+1.1pp | 24.42%-3.3pp | 81.01%-59.9pp |
| Employer contribution / active EE | $0 | $2,751-100.0% | $3,783-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $9,225 | $4,570+101.9% | $5,985+54.1% | $3,608+155.7% |
| Admin fee / account holder | $1,175 | $4,895-76.0% | $6,260-81.2% | $5,124-77.1% |