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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $715,284 | $167,362+327.4% | $143,799+397.4% | $134,532+431.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -23.67% | 0.47%-24.1pp | -0.04%-23.6pp | 418.27%-441.9pp |
| Employer contribution / active EE | $42,700 | $5,620+659.7% | $4,952+762.3% | $4,741+800.6% |
| Participant deferral / active EE | $21,911 | $6,447+239.8% | $5,638+288.6% | $6,401+242.3% |
| Admin fee / account holder | $264,898 | $18,094+1364.0% | $14,677+1704.8% | $11,429+2217.9% |