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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $910,791 | $202,342+350.1% | $172,752+427.2% | $152,897+495.7% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 11.79% | 1029.83%-1018.0pp | 802.97%-791.2pp | 345.43%-333.6pp |
| Employer contribution / active EE | $37,291 | $5,858+536.6% | $5,144+624.9% | $4,764+682.8% |
| Participant deferral / active EE | $19,329 | $5,948+225.0% | $5,198+271.9% | $5,851+230.4% |
| Admin fee / account holder | $9,340 | $17,111-45.4% | $13,955-33.1% | $11,599-19.5% |