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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,387 | $112,112-61.3% | $95,956-54.8% | $158,950-72.7% |
| Participation rate | 86.4% | 79.0%+7.4pp | 77.1%+9.3pp | 82.0%+4.4pp |
| Annual return | 7.80% | 171.15%-163.4pp | 91.63%-83.8pp | 302.91%-295.1pp |
| Employer contribution / active EE | $249 | $3,199-92.2% | $2,541-90.2% | $4,762-94.8% |
| Participant deferral / active EE | $3,158 | $4,784-34.0% | $4,167-24.2% | $5,983-47.2% |
| Admin fee / account holder | $801 | $10,134-92.1% | $6,797-88.2% | $11,248-92.9% |