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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $706,253 | $81,262+769.1% | $155,602+353.9% | $80,911+772.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | -5.78% | 33.34%-39.1pp | 64.81%-70.6pp | 35.63%-41.4pp |
| Employer contribution / active EE | $43,771 | $3,102+1311.1% | $4,675+836.2% | $2,756+1488.3% |
| Participant deferral / active EE | $14,763 | $3,451+327.7% | $5,629+162.3% | $4,297+243.5% |
| Admin fee / account holder | $44,800 | $7,992+460.6% | $15,923+181.3% | $6,935+546.0% |