Retirement plan

NATURAL RESOURCES CONSULTING ENGINEERS, INC. 401(K) PROFIT SHARING PLAN

Name: NATURAL RESOURCES CONSULTING ENGINEERS, INC. - NATURAL RESOURCES CONSULTING ENGINEERS, INC. 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: NATURAL RESOURCES CONSULTING ENGINEERS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATURAL RESOURCES CONSULTING ENGINEERS, INC. 401(K) PROFIT SHARING PLAN, NATURAL RESOURCES CONSULTING ENGINEERS, INC.

NATURAL RESOURCES CONSULTING ENGINEERS, INC.EIN 94-3155495Plan #001PY 2016

131 LINCOLN AVENUE, SUITE 300 - FT. COLLINS, CO 80524970-224-1851nrce.comLinkedIn11-50 employeescivil engineering

Other plans on this EIN

1 filing

#002Retirement-$2.9M assets

Prospect flagsHigh feesLow employer contribution

How to read this page

Total assets (EOY)

$3.3M

+4.4% from 2015

Total participants

-2.5% from 2015

Average account balance

$89,761

+4.4% from 2015

Annual return

6.26%

+4.37 pp from 2015

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$193K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$181K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.57%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3812

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$216K

$7190 / participant

Other / not subdivided$216K100.0%

% of EOY assets

6.495%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$89,761

$76,551+17.3%

$123,894-27.6%

$62,881+42.7%

Participation rate

93.3%

73.0%+20.4pp

81.4%+11.9pp

69.3%+24.0pp

Annual return

6.26%

18.68%-12.4pp

47.52%-41.3pp

20.14%-13.9pp

Employer contribution / active EE

$325

$2,882-88.7%

$4,617-93.0%

$2,281-85.8%

Participant deferral / active EE

$4,407

$4,840-9.0%

$5,984-26.4%

$3,203+37.6%

Admin fee / account holder

$5,830

$4,826+20.8%

$8,357-30.2%

$4,296+35.7%

NATURAL RESOURCES CONSULTING ENGINEERS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATURAL RESOURCES CONSULTING ENGINEERS, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion