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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,104 | $127,386-32.4% | $115,037-25.2% | $125,388-31.3% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | -7.81% | 31.28%-39.1pp | 26.14%-34.0pp | 282.24%-290.1pp |
| Employer contribution / active EE | $0 | $5,166-100.0% | $4,608-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $6,360 | $6,423-1.0% | $6,026+5.5% | $5,352+18.8% |
| Admin fee / account holder | $2,687 | $9,516-71.8% | $8,175-67.1% | $9,541-71.8% |