Retirement plan

SUPHERB FARMS 401(K) PLAN

Name: SUPHERB FARMS - SUPHERB FARMS 401(K) PLAN (2016) Form 5500
Creator: SUPHERB FARMS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SUPHERB FARMS 401(K) PLAN, SUPHERB FARMS

SUPHERB FARMSEIN 94-3149442Plan #001PY 2016

P. O. BOX 610 - TURLOCK, CA 95381209-633-3622supherbfarms.comLinkedIn51-200 employeesfood production

Prospect flagsLow returns

How to read this page

Total assets (EOY)

$9.6M

-5.2% from 2015

Total participants

157

+12.1% from 2015

Average account balance

$67,668

-10.5% from 2015

Annual return

3.83%

+4.63 pp from 2015

Benchmarks

See 933 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort933 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

244

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

96.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.54M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+16.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$242

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
ALL VALLEY ADMINISTRATORS, LLC2+ years Service code 15 · EIN 77-0536717 7525 N CEDAR AVE SUITE 109 · FRESNO, CA 93720	Recordkeeping	$2,500
TRANSAMERICA RETIREMENT SOLUTIONS2+ years Filed as: TRANSAMERICA LIFE INS CO Service code 15 · EIN 39-0989781 1150 S OLIVE ST · LOS ANGELES, CA 900152211	Recordkeeping	$608
LPL FINANCIAL1 year Service code 22 · EIN 95-2834236 7050 N FRESNO ST SUITE 105 · FRESNO, CA 93720	Insurance Broker	$0

Plan features & details

Pension benefit codes2F2G2J2K3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$3K

$26 / participant

Investment mgmt$3K100.0%

% of EOY assets

0.032%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BAKER PETERSON & FRANKLIN CPA LLP
Auditor EIN: 941743187
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$67,668

$46,072+46.9%

$69,779-3.0%

$55,167+22.7%

Participation rate

87.6%

67.5%+20.1pp

71.8%+15.8pp

69.0%+18.6pp

Annual return

3.83%

8.68%-4.8pp

12.99%-9.2pp

169.23%-165.4pp

Employer contribution / active EE

$2,564

$1,500+70.9%

$2,338+9.7%

$1,963+30.7%

Participant deferral / active EE

$5,417

$2,344+131.1%

$2,931+84.8%

$3,054+77.4%

Admin fee / account holder

$22

$428-94.9%

$4,381-99.5%

$504-95.7%

Provider

Service type

Compensation

ALL VALLEY ADMINISTRATORS, LLC2+ years

Service code 15 · EIN 77-0536717

7525 N CEDAR AVE SUITE 109 · FRESNO, CA 93720

Recordkeeping

$2,500

TRANSAMERICA RETIREMENT SOLUTIONS2+ years

Filed as: TRANSAMERICA LIFE INS CO

Service code 15 · EIN 39-0989781

1150 S OLIVE ST · LOS ANGELES, CA 900152211

Recordkeeping

$608

LPL FINANCIAL1 year

Service code 22 · EIN 95-2834236

7050 N FRESNO ST SUITE 105 · FRESNO, CA 93720

Insurance Broker

SUPHERB FARMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SUPHERB FARMS 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion