Retirement plan

OPTIONS COUNSELING SERVICES OF OREGON, INC. 403(B) PLAN

Name: OPTIONS COUNSELING SERVICES OF OREGON, INC. - OPTIONS COUNSELING SERVICES OF OREGON, INC. 403(B) PLAN (2017) Form 5500
Creator: OPTIONS COUNSELING SERVICES OF OREGON, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OPTIONS COUNSELING SERVICES OF OREGON, INC. 403(B) PLAN, OPTIONS COUNSELING SERVICES OF OREGON, INC.

OPTIONS COUNSELING SERVICES OF OREGON, INC.EIN 94-3136426Plan #001PY 2017

3500 CHAD DRIVE, STE 350 - EUGENE, OR 974080000541-684-7620

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$4.5M

+33.7% from 2016

Total participants

267

+10.8% from 2016

Average account balance

$21,507

+10.7% from 2016

Annual return

20.24%

+22.08 pp from 2016

Benchmarks

See 5,167 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort5,167 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.10M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$45K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

225

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

75.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$527K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.20%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$283

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONWIDE2+ years Service code 15 · EIN 31-1592130 ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215	Recordkeeping	$42,929
SUMMIT BENEFIT & ACTUARIAL SERVICES2+ years Filed as: SUMMIT BENEFIT & ACTUARIAL SVCS Service code 11 · EIN 93-1098102 PO BOX 10108 · EUGENE, OR 97402	Actuarial	$7,453
VOYA RETIREMENT INSURANCE & ANNUITY2+ years Filed as: VOYA FINANCIAL ADVISORS, INC. Service code 26 · EIN 41-0945505 909 LOCUST ST. · DES MOINES, IA 503092803	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2A2E2F2G2M

Plan features

2A
Age/service weighted or new comparability plan
Age/service weighted plan where allocations are based on age service or age and service; or new comparability or similar plan where allocations are based on participant classifications consisting entirely or predominantly of highly compensated employees or the plan provides an additional allocation rate on compensation above a specified threshold that exceeds the permitted disparity limits of Code section 401(l).
2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$3K

$13 / participant

Other / not subdivided$3K100.0%

% of EOY assets

0.066%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: JOHN RISEN, CPA, LLC
Auditor EIN: 320402551
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$21,507

$55,453-61.2%

$170,435-87.4%

$62,293-65.5%

Participation rate

73.6%

66.4%+7.3pp

83.6%-10.0pp

69.5%+4.1pp

Annual return

20.24%

21.38%-1.1pp

205.94%-185.7pp

28.90%-8.7pp

Employer contribution / active EE

$695

$2,164-67.9%

$5,432-87.2%

$2,042-66.0%

Participant deferral / active EE

$2,213

$2,303-3.9%

$4,939-55.2%

$3,169-30.2%

Admin fee / account holder

$14

$455-96.9%

$13,881-99.9%

$479-97.1%

Provider

Service type

Compensation

NATIONWIDE2+ years

Service code 15 · EIN 31-1592130

ONE NATIONWIDE PLAZA · COLUMBUS, OH 43215

Recordkeeping

$42,929

SUMMIT BENEFIT & ACTUARIAL SERVICES2+ years

Filed as: SUMMIT BENEFIT & ACTUARIAL SVCS

Service code 11 · EIN 93-1098102

PO BOX 10108 · EUGENE, OR 97402

Actuarial

$7,453

VOYA RETIREMENT INSURANCE & ANNUITY2+ years

Filed as: VOYA FINANCIAL ADVISORS, INC.

Service code 26 · EIN 41-0945505

909 LOCUST ST. · DES MOINES, IA 503092803

Advisory (Participants)

OPTIONS COUNSELING SERVICES OF OREGON, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OPTIONS COUNSELING SERVICES OF OREGON, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion